Motorhome Insurance

Does Safeguard Offer Motorhome Insurance?

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Safeguard is not part of our broker panel. Quotes are provided by specialist motorhome insurance brokers. All providers are FCA regulated.

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Safeguard motorhome UK insurance company has been financially protecting caravans and motorhomes for more than 30 years. They are also part of the Swinton Group, which has been an insurer in the UK for more than 60 years.

There are four types of policies Safeguard offers the public: touring caravans, static caravans insurance, motorhomes and park homes. The policies provide their customers with protection in both the UK and mainland Europe.

Policy typesTypes of policies that Safeguard motorhome insurance offers

Safeguard touring caravan coverage

  • New for old replacement for caravans 5 years old or newer
  • Travel in the EU is covered
  • Legal protection up to £50,000
  • Public liability cover up to £2m
  • Optional breakdown protection plan for caravans and trailers with a gross weight of 3.5 tonnes or less

Safeguard static caravan coverage

  • New for old replacement for caravans 10 years old or newer
  • Public liability cover up to £5m while the caravan is stationary, with no cover while it’s being transported
  • Loss of use cover up to £50 per day, or renting a similar caravan up to a £1,500 total limit

Safeguard motorhome coverage

  • New for old replacement for motorhomes less than 2 years old with less than 15,000 miles on the odometer
  • Travel in the EU is covered
  • Motorhome breakdown assistance for motorhomes less than 20 years old, covering both the UK and EU
  • Unlimited cover for permanently fitted audio and communication equipment supplied with the vehicle; other permanently fitted standard equipment is covered up to £1,000
  • Portable silent generator cover up to £500
  • Unlimited windscreen and glass replacement and repair, with excess applying only to replacement

Safeguard park home coverage

  • New for old content replacement
  • Public liability cover up to £5m
ExtrasExtras Safeguard motorhome insurance covers

European travel as standard

Every touring and motorhome policy includes protection while travelling in Europe as standard, at no additional cost.

Caravanning tips and advice

To help customers get the most out of their caravan experience, Safeguard runs a blog on their site with helpful tips and places to go. Postings go back 5 years and include the best fishing spots, 7 ways to prepare your caravan for winter, and keeping insects out of your caravan.

In conclusion

UK law requires that motorhomes and motorised caravans be covered by a minimum of third party insurance. The Safeguard motorhome insurance policies include the minimum required by law, plus financial cover on items above the minimum, so owners can have peace of mind in the event of an accident.

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