Does Saga Offer Motorhome Insurance?
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GET MULTIPLE QUOTESSaga Motorhome and Caravan Insurance Review
Saga motorhome insurance was created to cover those adventurers over the age of 50 that love to travel. Saga has been serving the older portion of the public with financial coverage for 65 years. The policies issued by Saga are underwritten by Acromas Insurance Company Limited.
Saga only issues policies for static caravans that are towed to multiple places over the course of the year. Touring caravans that are set up to stay in just one location are not covered by Saga caravan insurance.
- New for old, using current market value of the caravan for units 15 years or newer, provided a record is kept of annual servicing
- Protection against vandalism, and your No Claim Discount stays valid if a claim is made
- Storm, flood and natural cause damage is covered
- Contents and personal items in the caravan are covered up to £1,500
- Legal costs are covered, with no upper limit mentioned
- Loss of use, up to £2,625 towards emergency accommodation, travel expenses and renting an alternative caravan, at a daily limit of £175 for up to 15 consecutive days
- Personal accident cover up to £20,000
- Recovery and delivery up to £3,500 if your caravan breaks down or is involved in an accident
Lending to friends and family
You can lend out your caravan to friends and family and it stays covered. The only part excluded from the policy in this case is the personal items cover.
European touring cover
Your touring caravan is covered for travels in the European Union, with no time or mileage limit. This is an optional extra that can be added to your policy.
In conclusion
Saga motorhome insurance is designed to take care of the needs and address the concerns of owners over the age of 50. Because of the age of policyholders, agents are used to dealing with health issues raised by clients and know how to properly handle them to make sure cover is maintained.